[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.rdsbus.cz\/financni-krize\/#Article","mainEntityOfPage":"https:\/\/www.rdsbus.cz\/financni-krize\/","headline":"Finan\u010dn\u00ed krize","name":"Finan\u010dn\u00ed krize","description":"Finan\u010dn\u00ed krize je pojem, kter\u00fd zna\u010d\u00ed prudk\u00fd pokles ceny finan\u010dn\u00edch prost\u0159edk\u016f. Tento pokles v\u0161ak pozd\u011bji […]","datePublished":"2019-11-24","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.rdsbus.cz\/author\/#Person","name":"","url":"https:\/\/www.rdsbus.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/40308b9402d145b1dc164f447b6506e9dadca8c8362c3ffb52df95e789c0fd10?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/40308b9402d145b1dc164f447b6506e9dadca8c8362c3ffb52df95e789c0fd10?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"rdsbus.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rdsbus.cz\/wp-content\/uploads\/img_a361136_w3857_t1574541367.jpg","url":"https:\/\/www.rdsbus.cz\/wp-content\/uploads\/img_a361136_w3857_t1574541367.jpg","height":0,"width":0},"url":"https:\/\/www.rdsbus.cz\/financni-krize\/","about":["Finance"],"wordCount":418,"articleBody":"Finan\u010dn\u00ed krize je pojem, kter\u00fd zna\u010d\u00ed prudk\u00fd pokles ceny finan\u010dn\u00edch prost\u0159edk\u016f. Tento pokles v\u0161ak pozd\u011bji zp\u016fsob\u00ed to, \u017ee za\u010dne ekonomika kolabovat. M\u016f\u017eeme zn\u00e1t nap\u0159\u00edklad Velkou hospod\u00e1\u0159skou krizi, kter\u00e1 byla zap\u0159\u00ed\u010din\u011bna krachem newyorsk\u00e9 burzy 24. \u0159\u00edjna 1929. Pot\u00e9 sv\u011bt zas\u00e1hl velk\u00e9 mno\u017estv\u00ed finan\u010dn\u00edch kriz\u00ed jak lok\u00e1ln\u00edho charakteru tak glob\u00e1ln\u00edho. Mezi lok\u00e1ln\u00ed m\u016f\u017eeme za\u0159adit nap\u0159\u00edklad ruskou finan\u010dn\u00ed krizi roku 1998 a asijskou finan\u010dn\u00ed krizi v\u00a0roce 1997. Glob\u00e1ln\u00ed charakter m\u011bla sv\u011btov\u00e1 finan\u010dn\u00ed krize v\u00a0roce 2008.Kriz\u00ed existuje n\u011bkolik druh\u016f. Pokud zkrachuje banka, \u0159\u00edk\u00e1 se tomu bankovn\u00ed krize. Kdy\u017e by se stalo, \u017ee by n\u011bjak\u00e1 m\u011bna hodn\u011b ztratila svoji hodnotu, tak tomuto se \u0159\u00edk\u00e1 m\u011bnov\u00e1 krize. M\u00e1me tak\u00e9 krizi, kter\u00e1 je vyvol\u00e1na z\u00a0r\u016fzn\u00fdch spekulac\u00ed a p\u0159edpov\u011bd\u00ed a t\u00e9to krizi se \u0159\u00edk\u00e1 prasknut\u00ed spekulativn\u00edch bublin. Kdy\u017e je krize velmi rozs\u00e1hl\u00e1 a t\u00fdk\u00e1 se nap\u0159\u00edklad cel\u00e9ho sv\u011bta, tak tato m\u00e1 pojem \u0161ir\u0161\u00ed ekonomick\u00e1 krize.Bankovn\u00ed krize je jedna z\u00a0nejhor\u0161\u00edch pro ty lidi, kte\u0159\u00ed d\u016fv\u011b\u0159uj\u00ed bank\u00e1m a vkl\u00e1daj\u00ed do nich sv\u00e9 pen\u00edze. Spo\u010d\u00edv\u00e1 v\u00a0tom, \u017ee banka p\u016fj\u010d\u00ed v\u011bt\u0161inu hotovosti, kterou z\u00edsk\u00e1 od sv\u00fdch klient\u016f formou vklad\u016f a pro banku bude velk\u00fd probl\u00e9m vr\u00e1tit v\u0161echny vydan\u00e9 prost\u0159edky. Banka se tedy stane platebn\u011b neschopn\u00e1 (insolvence) a klienti ztr\u00e1c\u00ed sv\u00e9 nepoji\u0161t\u011bn\u00e9 vklady.P\u0159\u00ed\u010dinou finan\u010dn\u00ed krize je \u00fav\u011brov\u00e1 expanze, kter\u00e1 vy\u00fast\u00ed v\u00a0zadlu\u017een\u00ed a nespl\u00e1cen\u00ed \u00fav\u011br\u016f, kter\u00e9 z\u016fst\u00e1vaj\u00ed bank\u00e1m a dluhov\u00e9 b\u0159emeno se pot\u00e9 p\u0159es investory a banky p\u0159enese a\u017e do ve\u0159ejn\u00e9ho dluhu.Finan\u010dn\u00ed krize pot\u00e9 odstartuje krachem bankovn\u00edch instituc\u00ed, kdy v\u0161ichni klienti banky p\u0159ijdou o sv\u00e9 pen\u00edze. Aby v\u00a0\u010cesk\u00e9 republice nemohla zkrachovat \u017e\u00e1dn\u00e1 banka, m\u00e1me tu \u010ceskou n\u00e1rodn\u00ed banku, kter\u00e1 m\u00e1 dohled nad v\u0161emi bankami a pom\u00e1h\u00e1 jim udr\u017eovat finan\u010dn\u00ed prost\u0159edky tak, aby banky nezkrachovali.Dostat se z\u00a0krize je obrovsk\u00fd probl\u00e9m. Ned\u00e1 se ji zabr\u00e1nit ani se ned\u00e1 p\u0159esn\u011b p\u0159edpov\u011bd\u011bt. M\u016f\u017ee se objevit z\u00a0minuty na minutu a v\u017edy to vyvol\u00e1 obrovsk\u00fd probl\u00e9m. Mus\u00edme doufat, \u017ee dlouhou dobu \u017e\u00e1dn\u00e1 velk\u00e1 krize nebude, abychom se m\u011bli dob\u0159e.                                                                                                                                                                                                                                                                                                                                                                                        4.5\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed krize","item":"https:\/\/www.rdsbus.cz\/financni-krize\/#breadcrumbitem"}]}]